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Irish consumers are saying ‘no’ to expensive mobile phone insurance and are switching to standalone gadget insurance.

Tighter personal finances are causing many holders of insurance policies to downgrade their level of risk in a bid to save money.

The environment special policy committee of Westmeath County Council will next year look into charging insured homeowners for chimney fire call-outs, it was revealed at this month’s meeting.

Sometimes there can be no accounting for when disaster will strike. The recent spate of unprecedented floods in the Leinster area will unfortunately see some people with severely damaged properties.

A Newport man who was detected driving without insurance after he was stopped for driving without a seatbelt was disqualified from driving for two years this week in Castlebar District Court.

Responding to local demand the Butts Savings Bank at the Fr Mc Grath Centre, now in its fifth year, is changing its opening hours from 7 -8pm to Thursday 6.30- 7.30pm as of this week.

When Judge Mary Devins was told that a defendant who had been in Ireland for the past seven years and was working could not speak English she told him in Ballyhaunis District Court: “This is literally ridiculous, you say that you’re here seven years and you can’t speak either English or Irish. That is ridiculous, I don’t believe you.”

A Ballyhaunis man who was involved in a minor accident in a supermarket car park while driving without insurance or a licence was given the benefit of the Probation Act and ordered to pay €100 to the Garda benevolent fund in Claremorris District Court.

Fine Gael TD John O’Mahony has urged Mayo farmers to avail of the forestry premiums for 2011 which will see the payment of €56.2 million to some 11,500 forest owners around the country.

Married and engaged couples are being reminded to make sure that their engagement rings are adequately insured under their home contents policies.